Fresher Money - Personal Finance

This continues on from our previous post -  How to Budget for a Baby - The Ultimate Guide (Part 1 of 2) Additional Expenses to Consider While you've covered the major aspects of budgeting for a baby, there are some additional expenses to keep in mind as you prepare for your new arrival: Diapers and wipes: Stock up on diapers and wipes as these will be a recurring expense during the first couple of years. Consider using cloth diapers or signing up for subscription services to save money. Baby food and formula: Budget for baby food and formula, if you choose not to breastfeed or need to supplement. Look for store-brand formulas and consider making your own baby food to save on costs. Clothing and accessories: Babies grow quickly, so it's essential to budget for clothing and accessories. Shop sales, consider second-hand options, and accept hand-me-downs from friends and family to keep costs down. Life insurance: If you don't already have life insurance, now is an excellent tim